Experienced: David Stein has over 20 years of insurance experience. He specializes in navigating through the Medicare waters.

David Stein Insurance Agency is an independent insurance agency that specializes in Medicare, Health, and Life Insurance solutions. They are contracted with all of the top insurance providers which allows them to provide the proper plan design to suit the diverse needs of their clientele.

Their agency specializes in offering personal hands-on service and support. Their commitment is to provide expertise and friendly service along with a timely response. “I treat all of my clients like family,” said David Stein, owner of David Stein Insurance Agency. “I’m not looking to switch anybody into a new plan. If they are in the right plan, I want them to stay there.”

Speaking of family, Stein’s daughter mov­ed to Colorado two years ago and Stein fol­lowed suit by moving to the Centennial State nine months ago. “We’ve been coming to Colorado for many years and I finally said it’s about time. I was sick of the heat in Florida, and I wanted to go somewhere that was cold but not too cold.”

One of the first orders of business upon moving to Colorado was to join the Greater Glendale Chamber of Commerce. “I heard good things about it,” said Stein. “It is one of the better ones and everyone is friendly and wanting to help people. I believe in helping one another. It gives me great pleasure to help someone.”

David Stein Insurance Agency started in 1999 specializing in only life insurance at the time. They now specialize in helping clients find the right solutions with Medicare, Health, and Life Insurance solutions. They are independent agents and don’t have any loyalty toward any one company. “I wanted to do something a little more fulfilling,” said Stein. “I especially like helping senior citizens. People take advantage of them and I can’t stand that.”

Stein’s service is free. They do the work for you without the client paying anything. A simple phone consultation will discover what the potential client is unhappy with and what works and what doesn’t. Most of the time, Stein is able to find an alternative that may save them money and give them better benefits.

Stein has conducted hundreds of Insurance & Medicare seminars throughout his 20 plus years in the insurance industry for seniors turning 65 and those who are 65 plus. Stein reviews all of his clients’ plans every year. Most people think that if they go directly to the insurance carrier, they will save money but that is not the case. 

Before choosing a plan they want to be sure you know the difference between your many options; In particular how Medicare Supplement Insurance Plans and Medicare Advantage Plans differ. Many people sign up for Medicare Advantage Plans thinking they are Medicare Supplement Insurance Plans; they are not. “Medicare is what I specialize in. I do all things Medicare. Anything, Medicare, I’m your person. I’ve been doing this since 2013 and it’s my passion. I really love to help people and I love to help people get out of the wrong plans they shouldn’t be in. One plan does not fit all.”

You may know Affordable Care Act (ACA) plans as major medical, comprehensive coverage, or even “Obamacare,” but whatever you call them, these plans meet all the requirements of the ACA and are typically the most comprehensive on the market. If you have a chronic illness or face a medical emergency, these plans can help prevent staggering expenses. Stein works in many states, not just Colorado.

ACA plans provide benefits for a broad range of health care services, both inpatient and outpatient, and can save you money on routine doctor visits, prescription drugs, preventative care, hospital stays, and more. These plans are available to almost everyone, and you can’t be denied based on preexisting conditions.

Life insurance may be one of the most important purchases you’ll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children’s education, protect your spouse’s retirement plans, and much more. If you’re considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it.

For more information or a free consultation, visit www.davidsteininsurance.com or call Stein at 720-780-6890.