MyHeartLife and Dr. Martin Yussman is a consultative, non-insurance based, cardiology service, for anyone with heart and risk related concerns including those with current heart problems, concerns they may have a heart related issues, or those seeking knowledge to adjust habits for a better quality of life. Costs are kept low and transparent and, by posting all costs for services before obtaining them and having those costs paid at the time of services provided there is no billing. In this alternative model, a single consultation or testing can be done or for others with chronic problems needing regular visits, a choice of a lower monthly fee for unlimited visits, similar to a gym membership, can also be established. This new practice model allows patients to have a relationship which does not involve insurance companies. We are employed by the patient.