Sean Mahoney, owner of Unified Mortgage Corporation, started his business in September 2017 but brings 20 years of experience with him to his relatively new venture. Mahoney graduated from Michigan State University with a finance degree and moved to Chicago immediately after graduation to work at the Mercantile Exchange and the Chicago Board of Trade. It is there he learned how finance really worked as he traded options and futures.
In 1998, Mahoney moved to Denver and worked for two of the largest mortgage companies including Megastar Financial based in Denver. Megastar was founded in 1999 and this is where Mahoney spent the majority of his 20 years in the business. He was a loan officer before he worked his way up to branch manager where he coordinated efforts in Denver, Boulder, and Maui. He admits this is an interesting combination and that the loans from Maui were booming until the market crashed in 2008.
Mahoney learned a lot about the business back then and fast forwarding 10 years to today, the rules are ever changing. Now, the mortgage broker has the advantage. In fact, Mahoney can plug into all of the banks with the best technology to offer the best rates and service in the area.
“We focus on looking at the big picture and look at all of the top lenders and investors out there,” said Mahoney. “We hand pick the ones [lenders] that are best in service, best in rate, [and have the] best reputation, because not only when you do your loan with me, you want to be communicated with properly and take advantage of the best rates and the best loan programs available.”
Unified Mortgage Corporation, who has a total of three team members, has a mission to serve their customers with honesty, integrity and competence. Their goal is to provide home loans to their clients while providing them with the lowest interest rates and closing costs possible. They also pledge to help borrowers overcome roadblocks that can arise while securing a loan.
“One of our goals is to make it as simple as possible,” said Mahoney. “We make mortgages easy because we use the technology the best we can to remove as much of the
documentation as possible up front. Then we work with underwriters that have common sense and will pick up the phone so that we can actually talk to them. We know what the system requires up front. We communicate with everyone properly.”
Mahoney is pleased to be a member of the Chamber, having his headquarters in Glendale. “The reason that we joined the Chamber is because we want to work with other local business professionals,” said Mahoney. “So, our business is more of a one on one business relationship.”
This one on one relationship is important as knowing the complexities of new mortgages and refinanced mortgages is difficult. “When you call, you are going to talk to someone who has a finance degree and is an expert,” said Mahoney. It is also important to note that rates are not expected to go down anytime soon. If you are seeking a refinanced mortgage, purchasing a new home, or purchasing an investment property, it may be time to consider moving forward.
Unified Mortgage Corporation is located at 950 S. Cherry Street, Suite 916 in Glendale. To set up a consultation, call 720-420-1040 or visit www.unifiedmtgcorp.com.